It is the policy
of Loan Star Home Loans to recognize and respect the privacy expectations
of all our customers and make available the privacy guidelines to all
customers.
With the rapid growth in
electronic commerce conducted over the Internet, Loan Star Home Loans
deploys on-line systems to facilitate the convenient delivery of services
and it is the policy of the Loan Star Home Loans to safeguard our
customer's sensitive information. Loan Star Home Loans considers the
privacy of our consumers' personal information an important element of
their trust and confidence in the company.
It is the policy of Loan
Star Home Loans to collect, retain, and use the information about
customers only where such information is believed to be useful and allowed
by law to administer the business of Loan Star Home Loans to provide
products, services, and other financial opportunities to its customers.
Loan Star Home Loans has
established procedures to ensure the accuracy of customers' financial
information and that it is current and complete in accordance with
reasonable commercial standards. It is the policy of Loan Star Home Loans
to address any requests to correct any inaccurate information in a timely
manner.
It is the policy of Loan
Star Home Loans to limit employee access to personally-identifiable
information to those with a business reason for knowing such
information. Loan Star Home Loans has in place a training program to
educate the employees so that they will understand the importance of
confidentiality and customer privacy.
Loan Star Home Loans
maintains appropriate security standards and procedures regarding
unauthorized access to customer information. It is the policy of Loan
Star Home Loans to take disciplinary measures to enforce employee
privacy responsibilities.
It is the policy of Loan
Star Home Loans not to reveal specific information about customer
accounts or other personally-identifiable data to unaffiliated third
parties for their independent use, except for the exchange of
information with reputable information reporting agencies to maximize
the accuracy and security of such information or in the performance of
bona fide corporate due diligence, unless 1) the information is provided
to help complete a customer-initiated transaction; 2) the customer
requests it; 3) the disclosure is required by/or allowed by law (e.g.,
subpoena, investigation of fraudulent activity, etc.); or 4) the
customer has been informed about the possibility of such disclosure for
marketing or similar purposes through a prior communication and is given
the opportunity to decline (i.e., "opt out"). If a third party attempts
by artifice or fraud to obtain confidential customer information from
Loan Star Home Loans, the company shall file an appropriate Suspicious
Activity Report.
If personally-identifiable
customer information is provided to a third party, it is the policy of
Loan Star Home Loans to insist that the third party adhere to similar
privacy principles that provide for keeping such information
confidential.
Loan Star Home Loans makes
available this policy, and its management and employees stand ready to
assist customers with concerns regarding financial privacy expectations.
Loan Star Home Loans
418 N. Main St. suite 213
Euless, Texas 76039